A credit card is not just a credit credit card. Ask someone in the know. Although they’re all shiny and made of plastic, has sleek designs and fits easily in a pocket, not all credit cards were made equally. Some are better, while some aren’t so good. But one thing’s for sure, there’s the right one for you. If you don’t really want nor need a credit card, but you just fancy one in case of an emergency, then why not choose something like a

low interest credit card? Why is that? Because that will help you more instead of burden you. Another option is no annual fee credit cards. While you’re at it, why not just get both?